Representative example: If you borrow £1000 over 12 months at a flat rate of 29% per annum (fixed) with a representative 29% APR you will make 12 monthly payments of £97, repaying £1,164 in total. The rate and / or term you are offered is dependent on your individual circumstances.
Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk
How much can I Borrow?
We provide unsecured loans at lower interest rates
UK Lending offer personal loans between £1,000 and £5,000.
The usual repayment period is between 12 and 60 months. You can make your repayments in monthly instalments either via Continuous Payment Authority debit card repayments or our online portal.
18 yrs
of trust and Legacy
30 min
avg disbursement
£5,000
max loan cap
Loan Options
Straightforward financing solutions
Flexible unsecured personal loans tailored for your immediate requirements without high-street delays.
Vehicle
Property
Finances
Car purchases
Home improvements
Debt consolidation
Secure immediate funds for private or dealership car purchases with straightforward repayment terms.
Upgrade your living space with unsecured financing designed for prompt contractor settlements.
Simplify multiple monthly outgoings into one manageable schedule with fixed interest rates.
The Workflow
From quote to deposit in four steps
Instant soft quote
Human review
Digital agreement
Direct transfer
Enter your requirements online. Our non-impact check preserves your credit rating completely.
An experienced London assessor evaluates your current affordability rather than historical algorithms.
Review transparent repayment schedules , there's no need to sign any documentation as this is an unsecured online loan.
Funds are disbursed straight to your UK bank account within 30 minutes of approval.